The best ways to use credit cards when travelling*

View from the aeroplane window
I don’t know about you but literally ALL of my spare money goes on travelling – I just booked spontaneous flights to Venice this morning! This means that sometimes I have to do a little bit of spending on credit cards but I don’t think this is a bad thing if you’re clever about managing your money. Here are four great ways to use a credit card while you’re travelling…

1. Booking early flights

If Money Saving Expert Martin Lewis has taught me anything, it’s that budget airlines’ flights are the cheapest when they are released and then the prices start increasing due to demand. This does mean that you might not have saved up all the money when it’s time to book – enter the interest-free credit card. If you have a credit card that is interest-free for purchases, stick the flights on there and then pay them off as soon as you can, in order to get the cheapest price for flights.

2. Spreading the cost of a big holiday

With package holidays you usually have the pay a deposit when you book and then pay off the remaining balance 12 weeks before you travel. By putting the whole holiday on an interest-free credit card when you book, you can spread the payments over the remaining months which is a lot more manageable.

3. Getting a better exchange rate

Some credit cards have the same exchange rate as the banks which means it’s cheaper to use your credit card abroad than changing your currency. When I visited Australia a couple of months ago, I took my credit card and payed for meals and hotels with it. I then payed it off as soon as I got home with the money that I had saved up for my holiday.

4. Booking tickets online

There are so many online ticket sellers for various attractions and it’s difficult to know which ones are legit. If you order these with a credit card with a manageable limit (like the Vanquis Visa Classic) then you’ll be safe in the knowledge that you’ll be able to claim the money back, should your tickets not arrive.

Credit cards are a great way to (sometimes!) save money and make large payments more manageable, and can be really useful when travelling. How do you use your credit card for travel? Let me know in the comments!

[post in collaboration with Vanquis]

You may also like...

1 Response

  1. rental mobil pontianak says:

    Ꮋell There. I discovered yοur blog using msn. Thhis is ɑn extremelly smartl written article.
    I will be sure too bookmark it and come back to reɑd more of your useful info.
    Thank you for the post. I’ll definitely гeturn.

Leave a Reply

Your email address will not be published. Required fields are marked *

Time limit is exhausted. Please reload CAPTCHA.